✓ You want fast, real answers from a licensed doctor
✓ You don't have time for hospital queues
✓ You prefer convenience over stress
✓ You want to be covered before you need it
🚫 This is NOT for you if:
✗ You are looking for free advice
✗ You plan to delay taking action
✗ You have a medical emergency. Go to a hospital immediately.
Real Patients. Real Words.
What 3,445+ users are saying.
★★★★★
It was really satisfying. If I were to rate it out of 10, I will give it a 9. Service is top-notch. Reply is swift unlike other apps.
Y
Mr Yahaya Allamin
Verified Koyo User
★★★★★
It saves time, stress and money. Some hospitals were on strike. I did not know what to do until the app. I love Koyo!
J
Mrs Janet Abua
Verified Koyo User
★★★★★
The experience was nice. Even on your bed, you can chat with a doctor and get a treatment plan. The way they interacted with me was friendly.
J
Mr John Moses Phillip
Verified Koyo User
★★★★★
The response time is excellent. ₦2,000 is small compared to the stress of going to hospital and not getting enough time with a doctor.
S
Mr Simon Ndukwe
Verified Koyo User
Here Are Some of the Doctors You Will Speak To
Real Nigerian doctors. Every one MDCN-licensed.
No AI. No chatbot. These are the real licensed doctors on the platform. Every one is MDCN-registered, trained in Nigeria, and speaks with you personally.
Dr Mercy F.
MBBS · Nigeria
MDCN Licensed
Dr Aisha B.
MBBS · Nigeria
MDCN Licensed
Dr Jesse K.
MBBS · Nigeria
MDCN Licensed
Dr Idiovwa P.
MBBS, BSc · Nigeria
MDCN Licensed
Dr Haruna J.
MBBS, MPH · Nigeria
MDCN Licensed
Dr Karen U.
MBBS · Nigeria
MDCN Licensed
Dr Aisha B.
MBBS · Nigeria
MDCN Licensed
JK
Dr Jesse K.
MBBS · Nigeria
MDCN Licensed
IP
Dr Idiovwa P.
MBBS, BSc · Nigeria
MDCN Licensed
HJ
Dr Haruna J.
MBBS, MPH · Nigeria
MDCN Licensed
KU
Dr Karen U.
MBBS · Nigeria
MDCN Licensed
How It Works
Three steps. No hospital needed.
01
Choose a plan and pay.
Pick the bundle that suits you. Pay online via Paystack or bank transfer to Zenith Bank. Online payment activates your credit instantly in the app.
02
Open Koyo Navigate. Use anytime.
Download the app. Start a consultation now or within 365 days. A real licensed doctor responds in minutes.
03
Get a real treatment plan.
A clear diagnosis and treatment plan written for your situation. Prescription included if needed.
Payment Options
Two ways to pay.
Choose what works best for you. Paystack is instant. Bank transfer is confirmed within a few hours.
Transfer your chosen plan amount to the account below, then send your receipt on WhatsApp.
⏳ Please note: Your credit will be manually loaded within 24 hours of confirmation. Payments during business hours are usually confirmed within 1 to 2 hours. If you want to speak to a doctor today or instantly, use the Paystack link above.
After transferring: Send your payment screenshot to WhatsApp 08137027467. Access confirmed within 24 hours. Payments during business hours are usually confirmed within 1 to 2 hours.
Complete your consultation. If you are not satisfied with the doctor's assessment, contact us within 24 hours. We connect you with a second doctor at no extra charge. Still not satisfied? We refund your payment. No argument. No stress.
Questions
Everything you want to know.
A Koyo consultation works the same way a proper doctor visit should. There is no fixed timer. The session lasts as long as it takes for you and your doctor to arrive at a clear conclusion together.
The doctor starts by listening to understand your complaint fully. How long it has been happening, what makes it better or worse, your relevant medical history. That is the intake.
From there, they move to diagnosis. Based on what you have shared, the doctor assesses what is most likely causing the problem and rules out other possibilities.
Then comes treatment. The doctor explains exactly what to take, at what dose, what to avoid, and what signs to watch for.
Finally, next steps. A prescription if needed, a referral letter if you need a physical exam or scan, or a clear follow-up plan. You do not leave the session without knowing what to do. That is the standard every Koyo session is held to.
No. Your credit is valid for 365 days from the date of purchase. Use it right now, tomorrow, next month, or any time within one full year.
Your consultation credit is added to your Koyo Navigate app immediately. Download the app, log in, and start your consultation whenever you are ready.
Send your proof of payment screenshot to 08137027467 on WhatsApp right after your transfer. Your account will be confirmed within 24 hours. Payments during business hours are usually confirmed within 1 to 2 hours.
Most users get a response in under 2 minutes once they start a consultation in the app. Our goal is to get you connected to a licensed doctor as quickly as possible.
Yes. Every doctor on Koyo is registered with the Medical and Dental Council of Nigeria (MDCN), trained in accredited Nigerian institutions. You are talking to a real licensed Nigerian doctor.
Fever, infections, stomach issues, skin problems, chest discomfort, medication questions, general health concerns, and more. If your condition needs physical examination or emergency care, the doctor will guide you to the right next step.
Yes. Credits from the Essential Bundle (3 sessions) and Premium Bundle (10 sessions) can be used by anyone in your household. You do not need a separate account for each person.